Sunday 11 March 2012

United India Insurance Company Ltd. A.A.O. Exam., 2011 Solved Paper (27-03-2011)


 United India Insurance Company Ltd. A.A.O. Exam., 2011 Solved Paper (27-03-2011)

1. Which of the following is a General Insurance Company functioning in India ?
(A) Life Insurance Corporation of India
(B) ICICI Prudential
(C) Tata AIG
(D) United India Insurance Company
(E) All are General Insurance Companies
Ans : (D)

2. Who amongst the following is the Regulator of Insurance sector in India ?
(A) RBI
(B) AMFI
(C) IRDA
(D) SEBI
(E) All of these
Ans : (C)

3. Which of the following terms is NOT used in insurance sector ?
(A) Indemnity
(B) Coverage
(C) Misuse Alert
(D) Casualty
(E) Annuity
Ans : (C)


4. Which of the following Public Sector companies/organizations provides insurance cover to exporters ?
(A) ECGC
(B) NABARD
(C) SIDBI
(D) IRDA
(E) None of these
Ans : (A)

5. The main feature of the National Agricultural Insurance Scheme is to insure which of the following?
(A) Life of the farmer
(B) Crop of the farmer
(C) Animals who are used in agricultural activities
(D) Land of the farmer
(E) Both Land and family of the farmer
Ans : (B)

6. In which one of the following States was the first UID card issued ?
(A) Gujarat
(B) Manipur
(C) Assam
(D) West Bengal
(E) Maharashtra
Ans : (E)

7. Which of the following books is written by Anita Desai ?
(A) Magic Seeds
(B) The Village by the Sea
(C) A Bend in the River
(D) My God Died Young
(E) None of these
Ans : (B)

8. Expand the term MGNREGA—
(A) Mahatma Gandhi National Rural Employment Guarantee Act
(B) Mahatma Gandhi National Rural Employment Guarantee Agency
(C) Mahatma Gandhi National Rural Employment Generation Act
(D) Mahatma Gandhi National Rural Employment Generation Agency
(E) None of these
Ans : (A)

9. Which of the following terms is used in the field of finance and banking?
(A) Elasticity
(B) Inflation
(C) Pulse Rate
(D) Hot waves
(E) Plasma
Ans : (B)

10. With which one of the following sports, Saina Nehwal is associated ?
(A) Chess
(B) Badminton
(C) Long Jump
(D) Lawn Tennis
(E) Table Tennis
Ans : (B)

11. Which one of the following States has passed a bill to regulate the interest rates on micro-finance ?
(A) Odisha
(B) Haryana
(C) Karnataka
(D) Kerala
(E) Andhra Pradesh
Ans : (E)

12. Which of the following rates are reviewed by the RBI at the time of periodical review of the policy ?
(a) Bank Rate
(b) Repo Rate
(c) Savings Bank Rate
(A) Only (a)
(B) Only (b)
(C) Both (a) and (b)
(D) All (a), (b) and (c)
(E) Only (c)
Ans : (D)

13. Which one of the following is not included in TAPI gas project ?
(A) Turkmenistan
(B) Pakistan
(C) Afghanistan
(D) India
(E) Iran
Ans : (E)

14. Which one of the following States has passed a legislation to confiscate the property of corrupt officials and to open schools in these properties ?
(A) West Bengal
(B) Jharkhand
(C) Bihar
(D) Rajasthan
(E) Haryana
Ans : (C)

15. Brihadeeswara Temple has recently celebrated its millennium birthday. In which of the following States is it located ?
(A) Karnataka
(B) Andhra Pradesh
(C) Kerala
(D) Odisha
(E) Tamil Nadu
Ans : (E)

16. In which one of the following States, Jaitapur Nuclear Power plant is proposed to be set up ?
(A) Gujarat
(B) Haryana
(C) Odisha
(D) Karnataka
(E) Maharashtra
Ans : (E)

17. According to Planning Commission, in how many years shall the per capita income in India become double ?
(A) Nine
(B) Five
(C) Seven
(D) Three
(E) None of these
Ans : (A)

18. Expand the term IFRS.
(A) Indian Financial Reporting Standards
(B) Indian Financial Reporting Systems
(C) International Financial Reporting Standards
(D) International Financial Reporting Systems
(E) None of these
Ans : (C)

19. Who is Liu Xiaobo ?
(A) North Korean dissident, who has been awarded Nobel peace prize
(B) Chinese citizen, who has been awarded Nobel peace prize
(C) North Korean dissident, who has been awarded Nobel literature prize
(D) Sportsman who was awarded maximum 8 Gold medals in Commonwealth
(E) None of these
Ans : (B)

20. Who is Hardeep Puri ?
(A) India's permanent representative at UN
(B) Vice President, IMF
(C) Vice President, World Bank
(D) India's ambassador in USA
(E) India's ambassador in UK
Ans : (A)

21. With which one of the following games is Ishant Sharma associated ?
(A) Chess
(B) Badminton
(C) Table Tennis
(D) Volley Ball
(E) Cricket
Ans : (E)

22. With which one of the following games, France's Zinedine Zidane is associated ?
(A) Hockey
(B) Football
(C) Snooker
(D) Volley Ball
(E) Base Ball
Ans : (B)

23. As per recent newspaper reports, which one of the following countries was second largest importer of goods and services in the world during year 2009-10 ?
(A) China
(B) USA
(C) Japan
(D) Russia
(E) India
Ans : (E)

24. According to RBI governor, which one of the following is the challenge in its monetary policy ?
(A) Inflation
(B) Inflation and Supportive recovery
(C) Inflation and fiscal deficit
(D) Inflation and high cost of imports
(E) None of these
Ans : (C)

25. Which one of the following Public Sector Organisations has offered largest ever equity offer ?
(A) SAIL
(B) Coal India
(C) Power Grid
(D) Shipping Corporation of India
(E) None of these
Ans : (B)

26. Through which one of the following sources domestic funds are raised by Companies ?
(a) IPO only
(b) FPO only
(c) Commercial papers
(A) Only (a) and (b)
(B) All (a), (b) and (c)
(C) Only (a) and (c)
(D) Only (a)
(E) Only (c)
Ans : (C)

27. Which one of the following was the reason owing to which Govt. want Reserve Bank of India to tighten prudential norms for NBFCs ?
(A) To reduce liquidity in the market
(B) It is as per Basel II requirements
(C) It is as per Bank for International Settlement (BIS) directives
(D) It is to protect NBFCs from any impact of possible economic slowdown
(E) None of these
Ans : (D)

28. In the financial year 2009-10, which one of the following Banks has made highest Total dividend Payout ?
(A) SBI
(B) PNB
(C) Bank of India
(D) Canara Bank
(E) None of these
Ans : (E)

29. In respect of which one of the following countries, India has proposed non payments for import of crude oil ?
(A) Iran
(B) Iraq
(C) Kuwait
(D) Sudan
(E) U.A.E.
Ans : (A)

30. Through which one of the following methods, RBI has allowed Indian companies to hedge exchange rate risks associated with trade transactions ?
(A) Forwards
(B) FRA
(C) Swaps
(D) Currency options
(E) Cross currency options
Ans : (D)

31. Which of the following books is written by V. S. Naipaul ?
(A) A Handful of Dust
(B) A House for Mr. Biswas
(C) A Passage to India
(D) Darkness at Noon
(E) None of these
Ans : (B)

32. With which one of the following countries, India has signed agreement to build Multi Model Transit Transport Project ?
(A) Bangladesh
(B) Myanmar
(C) Sri Lanka
(D) Nepal
(E) Maldives
Ans : (B)

33. Which one of the following countries is Number One Country in terms of Purchasing Power ?
(A) USA
(B) Germany
(C) China
(D) South Korea
(E) None of these
Ans : (A)

34. Which one of the following directions has been given by Government to Civic bodies ?
(A) They must use 70 per cent of the funds for BPL families
(B) They must use 70 per cent of the funds for the poor living within their jurisdiction
(C) They must use 25 per cent of the funds for BPL families
(D) They must use 25 per cent of the funds for the poor living within their jurisdiction
(E) None of these
Ans : (B)

35. On which one of the following issues a group of business leaders and other eminent citizens have expressed concern ?
(A) E-Governance
(B) Governance
(C) Fiscal deficit
(D) Governance deficit
(E) None of these
Ans : (B)

36. 'Yuan' is the currency of which one of the following countries ?
(A) Japan
(B) South Korea
(C) North Korea
(D) Taiwan
(E) China
Ans : (E)

37. Which one of the following is a leading power in 17 nation Euro Region ?
(A) Germany
(B) France
(C) Norway
(D) Greece
(E) Portugal
Ans : (A)

38. What are teaser loan rates charged by banks ?
(A) Fixed rate of interest charged by banks
(B) Floating rate of interest charged by banks
(C) Rate of interest in the initial period is less and goes up subsequently
(D) Rate of interest in the initial period is more and it goes down subsequently
(E) None of these
Ans : (C)

39. Expand the term FSDC which is used in financial sectors ?
(A) Financial Security and Development Council
(B) Financial Stability and Development Council
(C) Fiscal Security and Development Council
(D) Fiscal Stability and Development Council
(E) None of these
Ans : (B)

40. According to the 8th Annual Global Retail Development Index (GRDI), which one of the following countries is 'most attractive' retail market in the world ?
(A) China
(B) India
(C) UAE
(D) Saudi Arabia
(E) Japan
Ans : (B)

41. Govt.'s 'Food-for-work' programme means—
(A) to pay in kind to work and build rural infrastructure
(B) supplying balanced diet to workers in rural areas
(C) no-work-no-pay principle
(D) ensuring enough food to rural worker-households
(E) None of these
Ans : (E)

42. The insurance companies collect a fixed amount from its customers at a fixed interval of time. What
is it called ?
(A) Instalment
(B) Contribution
(C) Premium
(D) EMI
(E) Service Charge
Ans : (A)

43. Which of the following is/are the various types of insurance ?
(a) Life Insurance
(b) Health Insurance
(c) Liability Insurance
(A) Only (a)
(B) Only (b)
(C) Only (c)
(D) All (a), (b) and (c)
(E) Only (a) and (b)
Ans : (D)

44. What is the full form of 'ESOPs' as seen in financial newspapers ?
(A) Employee Stock Ownership Plan
(B) Executive Salary Options
(C) Emergency Stock Operations
(D) Early Sales Opportunities
(E) Executive Stock Ownership
Ans : (A)

45. Who are considered Super Senior Citizen as per budget 2011-12 ? Those who have completed a minimum age of—
(A) 65 years
(B) 70 years
(C) 75 years
(D) 80 years
(E) 90 years
Ans : (D)

46. Pohang Steel Company (POSCO) is a company originally based in—
(A) China
(B) Vietnam
(C) USA
(D) Italy
(E) South Korea
Ans : (E)

47. As per the revised data released by the Central Statistical Organisation, the GDP growth in 2010 has been at which of the following levels ?
(A) 6%
(B) 6•5%
(C) 8%
(D) 7•5%
(E) None of these
Ans : (C)

48. Who amongst the following was awarded Padma Vibhushan recently (2011) ?
(A) Kumar Mangalam Birla
(B) Harbhajan Singh
(C) Nirupama Rao
(D) Montek Singh Ahluwalia
(E) Saina Nehwal
Ans : (D)

49. Annual meeting of World Economic Forum was organized in January 2011 in which of the following cities ?
(A) Davos
(B) Milan
(C) Tokyo
(D) London
(E) Lisbon
Ans : (A)

50. India recently signed a deal on the sharing of Teesta and Feni river waters. This agreement is signed with which of the following countries ?
(A) Nepal
(B) China
(C) Pakistan
(D) Bangladesh
(E) Bhutan
Ans : (D) 

Indian Geography Related QuestionPaper


Indian Geography Related QuestionPaper
1. The river which originates in the Gupta ganga hills of Orissa:
Ans. Baitarani

2. The river which originates Kulu hills near Rohtang pass:
Ans. Beas

3. The river which originates near the Chemayungdung glacier near mansarovar lake:
Ans. Brahmaputra

4. Which river originates near Lahul in Himachal Pradesh?
Ans. Chenab

5. The river which originates from thriambak hills:
Ans. Godavari

6. Which state has the largest mangrove forest area?
Ans. West Bengal

7. Which state has the second largest mangrove forest area?
Ans. Gujarat

8. Which state has the least forest area?
Ans. Punjab

9. Which state has the least percentage of forest area?
Ans. Punjab

10. The headquarters of the Forest Survey of India:
Ans. Dehra Dun

11. The only crator lake in India:
Ans. Lonar

12. In which state is Lonar lake?
Ans. Maharashtra

13. Nalsarovar lake is in the state of:
Ans. Gujarat

14. The saltiest lake in India:
Ans. Sambhar

15. In which state is Sambhar lake?
Ans. Rajastan

16. Kasiranga national park in Assam is famous for:
Ans. One horned Rhino

17. Keolodeo national park is in the state of:
Ans. Rajastan

18. In which state is Elephanta caves?
Ans. Maharashtra

19. Hampi in the state of Karnataka is famous for the remains of …………. Empire.
Ans. Vijayanagar

20. The Pattadakkal monuments are situated in the state of:
Ans. Karnataka

21. The largest bus terminals in Asia is at:
Ans. Chennai

22. The first rapid transit system in India was established at ………… in 1854.
Ans. Kolkata

23. The cheapest mode of transport in India:
Ans. Water transport

24. The headquarters of the Inland waterway Authority of India is:
Ans. Noida

25. National waterway-1 connects Allahabad and ……………?
Ans. Haldia

IBPS CWE Model Question Pattern For Probationary Officers & Management Trainee


IBPS CWE Model Question Pattern For Probationary Officers & Management Trainee
 IBPS Common Written Examination CWE for Probationary Officers PO & Management Trainee Written Exam Pattern. Common Written Examination CWE will be in both Objective & Descriptive Type.
IBPS CWE Exam Question Pattern
Serial Number
Name Of the Category
Number Of Questions
Number of Marks
1
Reasoning
50
50
2
English Language
50
25
3
Quantitative Analysis
50
50
4
General Awareness Related to Banking Industry
50
50
5
Computer Knowledge
50
50

IBPS Bank POs - General Awareness Model Questions


IBPS Bank POs - General Awareness Model Questions
1. To maintain Capital Adequacy Ratio (CAR) up to 8 percent, FM declared to infuse Rs .... crores in the Public Sector Banks.
1) 10000 2) 5000 3) 7000 4) 9000 5) 6000

2. Wholesale Banking means ………..?
1) the customers should buy all the products like deposits and loans
2) Banks give the loans to wholesale shops only
3) Banking services between merchant banks and other financial institutions
4) Banking services between Reserve Bank of India and other banks in India.
5) Banking services between Government of India and other financial institutions

3. .…… granted $ 407 billion loan to India to boost up micro finance services in India.
1) IMF 2) World Bank 3) IDA 4) IFC 5) AFD

4. In union budget, the standard rate of Service tax put remain unchanged at ...?
1) 12% 2) 6 % 3) 7% 4) 10% 5) 9%

5. On 11 January 2011, Railway minister Mamata Benarjee laid down the foundation stone for AC container and Bogie
Manufacturing factory at ‘Budge Budge’ in.....
1) Maharashtra 2) Jammu 3) Chennai 4) Andhra Pradesh 5) West Bengal

6. ONGC details are given. Pick up wrong one.
1) ONGC (Oil and Natural Gas Corporation) was established in 1956.
2) Its head office in Deharadun, Uttarakhand. It has 1.7 billion tonne oil reserves in domestic and foreign fields.
3) It manufacture 77% Crude in India
4) It manufacture 81% of Natural Gas in India.
5) None

7. Indian Gold market for the consumption still growing ………….. percent as per the report of World Gold Council.
1) 55 2) 50 3) 80 4) 66 5) 100

8. Book related options are given. Pick up incorrect one.
1) Coasta Book Award received by Kishwar Desai
2) ‘Ignited Minds’ written by Prathibha Patil
3) ‘Wings of Fire’ written by A.P.J. Abdul Kalam
4) The Zigzag Way written by Anita Desai
5) All of above

9. India and Bahamas signed TIEA agreement to bring the international standards of transparency for exchange of banking and ownership information to check tax evasion and money laundering. TIEA stands for …..?
1) Tax Information Exchange Arrangement
2) Tax Infusion Exchange Agreement
3) Tax Information Electronic Agreement
4) Tax Information Exchange Agreement
5) Toll Information Exchange Agreement

10. Tuticorin port Trust renamed after ……….?
1) Vallarpadam 2) Karunanidhi 3) Anna Dorai 4) M.G.Rama Chandran 5) Chidambaranar

11. Which among the following is not the Negotiable instrument?
1) Cheque
2) Demand Draft
3) Cash Deposit form
4) Bill of Exchange
5) Banker’s Cheque

12. In which country, State Bank of India initiates to open its overseas branch in March 2011?
1) Sri Lanka 2) Singapore 3) China 4) Qatar 5) Kenya

13. The Union Budget estimated that in the case of Direct taxes, the net revenue loss of Rs. 11,500 cr estimated due to proposal
of ..……
1) tax exemptions on personal incomes
2) tax incentives to attract the foreign funds
3) investment linked exemptions to the
investors in the production of fertilizers
4) weighted deductions to National universities
and laboratory funds
5) All of the above

14. Which country declared Rs. 2257 cr to assist India through its ODA to help cleaning of the Yamuna in Delhi, Crop diversification
in promotion in Himachal Pradesh and biodiversity in Tamilnadu?
1) USA 2) UK 3) Japan 4) Malaysia 5) Myanmar

15. How much percent of total power must be Solar power as per the order of the central government on 6 January 2011 by 2022?
1) 1.5 % 2) 5 % 3) 3% 4) 6 % 5) 10 %

16. Few tiger reserve parks list is given. Pick up wrong combination.
1) Kaziranga Tiger Reserve - Bihar 2) Nagarjunsagar - Srisailam Tiger Reserve - Andhra Pradesh
3) Manas Tiger Reserve - Assam 4) Biligiri Rangaswamy Temple Wildlife Sanctuary - Karnataka
5) Parambikulam Tiger Reserve - Tamilnadu and Kerala

17. The state government related bits are given. Pick up wrong one.
1) Bihar got the tune of Rs. 3,468 cr from the center for the special plan under the Backward Region Grant Fund (BRGF).
2) Tuticorin and Colombo will resume the passenger ship.
3) National Institute for Research and Development in Defence Shipbuilding (NIDESH) at Chaliyam in Kerala.
4) Kerala provides laptops and net books to school teachers at fair prices under the IT @ School project.
5) None

18. Who spots as second biggest economy (GDP registering $ 5.8 trillion) by crossing Japan’s GDP $ 5.47 trillion in 2010?
1) UK 2) Germany 3) China 4) France 5) Australia

19. India and ………….made Comprehensive Economic Partnership Agreement (CEPA)
1) UK 2) France 3) Australia 4) Japan 5) Myanmar

20. The Award List is given. Pick up correct one.
1) Pravasi Bharathiya Samman award 2011 conferred on Mano Selvanathan, the Srilankan industrialist
2) Order of Valour received by Mufti Anas Pshikhachev
3) Deepak Lalwani was conferred the Order of British Empire Honor
4) 36th Annual Cesar Award equivalent to Oscar got by Quentin Tarantino
5) All of above

Key: 1-5; 2-3; 3-2; 4-4; 5-5; 6-5; 7-4; 8-2; 9-4; 10-5; 11-3; 12-4; 13-5; 14-3; 15-3; 16-1; 17-5; 18-3; 19-4; 20-5.

 

IBPS - Bank PO General Awareness Model Question Paper


IBPS - Bank PO General Awareness Model Question Paper
Following are General Awareness Questions for IBPS Probationary Officers (PO) Examinations. IBPS has introduced 'Common Written Examinations' (CWE) for 19 nationalised PSU banks. These banks will short list the candidates for PO posts based on IBPS scores in CWE. Following are model questions for CWE for POs. These questions are also useful for other Banks PO exams such as SBI PO written test. The question paper has 40 questions for which key is also provided at the end of the questions. Try to find out the answers with out seeing answers.

1. As per the rule how much percent of priority sector loans must be given to Farming?
1) 18 2) 40 3) 20 4)15 5) 6

2. On 11 April 2011, Rander People's Co-operative Bank was punished with Rs.1 lakh penalty by RBI on the basis of violation of rules such as money laundering etc. It is in .............?
1) Maharastra 2) West Bengal 3) Bihar 4) Goa 5) Gujarat

3. The chief function of Reserve Bank of India includes ............?
1) Minting of Currency 2) Framing the monetary and credit policy
3) With the help of Circulation of money, maintaining price stability 4) Foreign Exchange matters
5) All of above

4. On 11 February 2011, Hamara Khaata Hamara Swabhimaan (Our Account Our Pride) scheme announced. Pick up wrong one?
1) This scheme named as Swabhimaan
2) Ministry of Finance and Indian Banks Association jointly launched this program
3) This scheme bring the basic banking services to all 73,000 unbanked villages with over 2,000 population by March 2012.
4) Under this scheme, it is proposed to open 5 Crore new rural bank accounts.
5) None

5. 'Bank Saathi' means ............?
1) Nearest bank 2) Business correspondent scheme
3) Nearest ATM 4) Account for friend 5) Scheme for wife and husband

6. To extend the modern banking products and services to the army personnel, which bank and army had tie-up. This is the first of its kind in India?
1) Andhra Bank 2) Syndicate Bank 3) HDFC 4) Bank of India 5) ICICI

7. On 16 Feb 2011, which bank declared to open its 6th branch in UK, showing its pose in 9 countries. It has also the subsidiary in UK.
1) Indian Bank 2) ICICI 3) SBI 4) Bank of India 5) Punjab National Bank

8. ASBA means ............?
1) Application Supported by Blocked Amount
2) Application Stop By Amount
3) Admission Stop By Amount
4) Admit Stop By Application
5) None

9. ............ is the director for Centre for Advanced Financial Research and Learning ( CAFRAL)?
1) C.Rangarajan 2) D.Subba Rao 3) Anand Sinha 4) Usha Thorat 5) Y.V.Reddy

10. First time in India National Bank for Agriculture and Rural Development (NABARD) launched Core Banking Solutions with the co-operative banks in .......?
1) Punjab 2) Tamilnadu 3) Bihar 4) West Bengal 5) Goa

11. Which insurance company grabbed 20% share of the total market in Rastriya Swasthya Bhima Yozana (RSBY)?
1) L.I.C 2) G.I.C 3) N.I.C 4) U.I.C 5) None

12. On 21 February 2011, Reliance Industrial Limited ( RIL) sold away the sale of 30% stake in 23 blocks to the ........... for $ 7.2 billion?
1) Scotland Oil 2) Vodafone 3) London Oil 4) Llyod Insurance 5) British Petroleum

13. Indian Gold market for the consumption still growing ........ percent as per the report of World Gold Council
1) 55 2) 50 3) 80 4) 66 5) 100

14. To reflect the actual movement of prices at the micro-level, India started new Consumer Price Index (CPI) from 18 February 2011, having the base year at ....?
1) 2011 2) 2009 3) 2008 4) 2004 5) 2010

15. The central government in a report said that the wheat production area in Rabi season increased by ........... lakh hectares?
1) 8.5 2) 9.13 3) 5.26 4) 16 5) 10.46

16. Vivek Express will be introduced to mark 150th birthday of .... in 2013 by Indian Railways?
1) Tagore 2) Vivekananda 3) Income Tax Department 4) Ministry of Finance 5) Mother Teresa

17. From now, Infant Mortality Rate (IMR) will be calculated for every ..... years?
1) 1 2) 2 3) 3 4) 4 5) 5

18. ........... ministry decided to issue bio metric PAN cards to taxpayers across the country to kill the nuisance of duplicate and fake cards
1) Commerce 2) Home 3) Finance 4) Labour 5) Surface Transport

19. Who among the following produce 81% of Natural Gas in India?
1) IOC 2) HP 3) ONGC 4) BPCL 5) None

20. Fringe benefits do not include ............?
1) Salary 2) Company Car 3) Petrol Allowance 4) Travel Allowance 5) All of above.

21. Planned expenditure excess over the income is called ............?
1) Deficit Financing 2) Scarce Financing 3) Float Financing 4) Meter Financing 5) None

22. The money avail at high rate of interest is called ............?
1) Near money 2) Hot money 3) Optional money 4) Fiat money 5) Dear money

23. Law commission recommends the age of boys and girls for marriage must be universalized to ............?
1) 21 2) 18 3) 25 4) 15 5) 30

24. From Apr 4, 2011 to May 10, 2011 the Assembly elections held in ...... states?
1) 5 2) 6 3) 10 4) 9 5) 7

25. India's first National Centre for Marine Biodiversity ( NCMB) at jamnagar in ...
1) Maharashtra 2) Bihar 3) West Bengal 4) Gujrat 5) Assom

26. Which state was allowed six iron ore mines to restart?
1. Goa 2. Tamilnadu 3. Odisha 4. West Bengal 5. Jammu

27. High powered Review Committee appointed comprises B.K.Chaturvedi and R.Narasimha to annul Antrix and ............ deal?
1) Reliance 2) ONGC 3) Devas 4) GOI 5) ISC

28. To report on Student and Teacher ratio, which committee was appointed by UGC?
1) Tarkunde 2) Kothari 3) N.J.Reddy 4) Tandon 5) J.A.K.Taren

29. India's surface to air missile is ............?
1) Pruthvi 2) Sagarika 3) Astra 4) Akash 5) Arihanth

30. The first Indian successful Communication Satellite is ............?
1) Aryabhatta 2) Bhaskara -I 3) EDUSAT 4) Resource SAT-I 5) INSAT-IA

31. After Chernobyl disaster in 1986, Scientists weighed Japan's Fukushima Daiichi plant damage signaling
level ............?
1) Seven 2) Six 3) Five 4) Ten 5) Three

32. From May 2011, ............ bans import of Ayurvedic medicines from India.?
1) European Union 2) USA 3) Japan 4) Pakistan 5) African Union

33. The summit venues are given. Pick up wrong one?
1) APEC-2010 in Japan and 2011 in USA
2) ASEAN-2010 in Vietnam and 2011 in Indonesia
3) NAM-2009 in Egypt and 2011 in Serbia
4) SAARC-2010 in Bhutan and 2011 in Maldives
5) None

34. 'Tapping Local Initiatives and Tackling Global Inertia' is the slogan of ............ Delhi Sustainable summit?
1) 14th 2) 15th 3) 6th 4) 8th 5) 11th

35. 'Shared Norms for a New Reality' is the slogan of ............?
1) APEC 2) ASEAN 3) SAARC 4) WEF 5) NATO

36. St. Andrew Award conferred on ...........?
1) Hari Kulakarni 2) Mithu Sen 3) Obama 4) Gorbachev 5) Man mohan singh

37. Who had given $ 5.2 million to the Harvard University to publish English Versions of originally composed in Indian languages?
1) Ratan Tata 2) Sreenarayan Guru 3) Narayan Murthy 4) Vijay Govindarajan 5) Larry Page

38. Abel Prize 2011(also called Mathematics Nobel) announced to USA mathematician. He is ...........?
1) John Williard Milnor 2) John T. Tate 3) Mikhail Gromov 4) John G. Thompson and Jacques Tits 5) S.R.Srinivasa Varadan

39. The abbreviation list is given. Pick up wrong one?
1) G.S.M. - Global System for Mobile Communications
2) C.D.M.A. - Code Division Multiple Access
3) G.P.R.S. - General Packet Radio Service
4) I.V.R.S.- Interactive Voice Response System
5) None

40. The abbreviations list is given. Pick up correct one?
1) A.T.M. - Automated Teller Machine 2) C.B.S. - Core Banking Solutions
3) I.P.O. - Initial public Offer 4) F.P.O. - Follow -on Public Offer
5) All of above


KEY: 1)1 2)5 3)5 4)5 5)2 6)5 7)5 8)1 9)4 10)1 11)3 12)5 13)4 14)5 15)5 16)2 17)1 18)3 19)3 20)1 21)1 22)5 23)2 24)1 25)4 26)3 27)3 28)5 29)4 30)5 31)1 32)1 33)5 34)5 35)4 36)4 37)3 38)1 39)5 40)5.

 

GURGAON GRAMIN BANK PO EXAM 2010 SOLVED PAPER


GURGAON GRAMIN BANK PO EXAM 2010 SOLVED PAPER
1. Which of the following is a programme to provide electric connections to those living below poverty line ?
(A) MPLADS
(B) Kutir Jyoti
(C) Ganga Kalyan Yojana
(D) Sangam Yojana
(E) None of these
Ans : (B)

2. As per the guidelines issued by the SEBI the Permanent Account Number (PAN) is a must for which of the following ?

(A) Demat Accounts
(B) All Saving Banks Accounts
(C) All Housing Loan Accounts
(D) All Current Accounts
(E) None of these
Ans : (A)

3. For getting National Old Age Pension the age of the person should not be less than—
(A) 50 years
(B) 55 years
(C) 58 years
(D) 60 years
(E) 65 years
Ans : (E)

4. Many a times we read about the priority sector in newspapers. Which of the following is/are considered segment(s) of Priority Sector in India ?

1. Agriculture
2. Small Scale Industry
3. Textile Industry
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

5. The average size of holdings in India is about 2 hectares or 5 acres. What problems do farmers normally face due to this ?

1. Proper irrigation facilities are not possible for these farms.
2. Scientific and advanced techniques are very expensive for these farms.
3. It does not pose a problem for them. These farms are ideal in size. Hence all sorts of advanced methods can easily be used for them.
(A) Only 1
(B) Only 2 is correct
(C) Only 3 is correct
(D) Both 1 and 2 are correct
(E) None is correct
Ans : (B)

6. Which of the following is considered a technological factor in the productivity of agricultural land ?

(A) Inadequate irrigation facilities
(B) Size of holding
(C) Pattern of Land Tenure
(D) Type of marketing facilities in the area
(E) All the above
Ans : (A)

7. Many times we read a term ‘Free Market’ in newspapers. What does it mean ?

[Pick up the correct statement(s)]
1. It is a market where pricing is driven by the laws of supply and demand.
2. In free market things are available without restraints of the government
3. In such markets goods are free from extraneous influences such as tariff or quotas.
(A) Only 1
(B) Only 2
(C) Only 3
(D) 1 and 2 both
(E) 1, 2 and 3 all
Ans : (E)

8. Earlier it was thought safe to allow each financial institution to carry out only one type of financial service. But now banks are selling shares, insurance companies can sell banking services.

These new financial conglomerates are colloquially referred to as—
(A) Multinationals
(B) Financial supermarkets
(C) Market regulators
(D) Brand Promoters
(E) None of these
Ans : (B)

9. Marketing of agro products and also of the cottage industry is most important for economic development. Which of the following should be the major consideration for the marketing of rural products ?

(A) Proper storing facility only
(B) Proper holding capacity only
(C) Adequate and cheap transport facility only
(D) Small number of intermediaries only
(E) All the above are needed
Ans : (E)

10. Many people travel to different parts of India to work as agricultural labour as the wages given to them are different in different parts. Which of the following is/are determining factor(s) in deciding the structure of agricultural wages in India ?

1. Land to Labour ratio i.e. The number of people employed on a land holding of a particular size.
2. Nature of crop sown on the land. Food crops do not attract good wages whereas commercial crops do.
3. Nature of the area as a high productivity area will have higher wages and vice-versa.
(A) Both 1 and 2
(B) Both 1 and 3
(C) Only 2
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

11. The structure of the financial system in India can be divided into many segments. Which of the following is not one of these segments ?

(A) Industrial Finance
(B) Agriculture Finance
(C) Developmental Finance
(D) Government Finance
(E) Personal Finance
Ans : (E)

12. Which of the following statements about the changes in cropping patterns is/are correct ?

1. The Govt. of India can influence crop pattern through legislative and administrative measures.
2. The Cropping pattern normally depends upon the climatic conditions of the area.
3. As 80% of the agro products are being exported from India the cropping pattern depends upon the WTO stipulations in the field.
(A) Only 1
(B) Only 2
(C) Both 1 and 2 are correct
(D) Only 2 and 3 are correct
(E) All 1, 2 and 3 are correct
Ans : (E)

13. The Head of the Hindu Undivided Family (HUF) is called—

(A) Swami
(B) Karta
(C) Bharta
(D) Agraj
(E) Jyeshthi
Ans : (B)

14. The Banking Industry and financial sector in India has come a long way in the past few years. Which of the following were the major drawbacks of the banks in India, inherited from the British Raj owing to which the Govt. of India decided to nationalize them in 1969 and put them through a series of reforms again ?

1. Interlocking of directorship of big business houses.
2. Paucity of credit to socially and economically important sectors of the economy.
3. Shortage of trained manpower to handle the major task of economic development.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (D)

15. A national policy to provide rural credit was launched by the Govt. of India in general and by RBI and NABARD in particular. Which of the following cannot be considered as one of the objectives of this National Policy ?

1. To ensure timely and increased flow of credit to the rural sector.
2. To make available credit facilities to every region of the country so that there are no regional imbalances.
3. To establish a well organized network of informal/non institutional credit system in the country.
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3
Ans : (C)

16. Under Bharat Nirman Programme of the Govt. of India action is proposed in various areas. Which of the following is not one of these areas ?

(A) Irrigation
(B) Rural Roads
(C) Rural Housing
(D) Rural Water Supply
(E) Rural Employment
Ans : (E)

17. Which of the following is the name of the legislation, which provides employment to the poors in remote areas of the country ?

(A) NREGA
(B) POTA
(C) FEMA
(D) COFEPOSA
(E) None of these
Ans : (A)

18. The Reserve Bank of India issues coins and notes of various denominations. At present RBI does not issue coins of which of the following denominations ?

(A) 10 paise
(B) 25 paise
(C) 50 paise
(D) 1•00 Rupee
(E) 5•00 Rupee
Ans : (A)

19. Many a times we come across a term ‘Know Your Customer’ in area of banking transactions. Which of the following is the main purpose of issuing Know Your Customer guidelines by the RBI ?

(A) To provide better customer service
(B) To keep a check on money laundering
(C) To bring more and more people in the Income Tax net
(D) To make high value transactions faster
(E) None of these
Ans : (B)

20. Which of the following is not correct about the various targets set for 11th Five Year Plan ?

(Whole plan period 2007-12).
(A) Farm sector growth to be increased to 8%
(B) GDP growth rate to be increased to 10%
(C) Create 7 Crore new jobs
(D) Literacy rate is to be increased to 80%
(E) Reduction in unemployment amongst the educated youth
Ans : (A)

21. Many a times we come across a term read as ‘GM’ in reference to certain crops. What is the full form of the term ‘GM’ ?

(A) Geographically Moderated
(B) Genetically Modified
(C) Globally Marketed
(D) Grown after Modifications
(E) None of these
Ans : (B)

22. Many a times we see a term in newspapers ‘IPO’. What is the full form of the same ?

(A) Indian Public Offer
(B) Institutional Purchase Offer
(C) Industrial Purchase Order
(D) Indian Purchase Offer
(E) Initial Public Offer
Ans : (E)

23. Which of the following is not the part of the Charter of the National Rural Health Mission (NRHM) ?

1. NRHM has to pay special attention to 18 States, which have weak Public Health Indicators.
2. Mission provides for appointment of Accredited Social Health Activist (ASHA) in each one of four metros so that these metros become free from Polio, Malaria, and HIV infections by 2010 ?
3. It aims at effective integration of Private Sector in health sector so that government burden can be reduced to the level of mere policy maker.
(A) Only 1
(B) Only 2
(C) Both 2 and 3
(D) Only 3
(E) Both 1 and 3
Ans : (C)

24. Who amongst the following had said ‘small aim is crime’ ?

(A) Jawaharlal Nehru
(B) Lal Bahadur Shastri
(C) Smt. Indira Gandhi
(D) Dr. A. P. J. Kalam
(E) Dr. Manmohan Singh
Ans : (D)

25. The rate on which banks lend to RBI is known as—

(A) CRR
(B) PLR
(C) Bank Rate
(D) REPO Rate
(E) SLR
Ans : (A)

26. Which of the following name is not associated with the insurance business in India ?

(A) Bajaj Allianz
(B) LIC
(C) GIC
(D) Tata AIG
(E) GE Money
Ans : (E)

27. Which of the following awards is given for excellence in the field of sports ?

(A) Kalidas Samman
(B) Dhyanchand Award
(C) Shram Vir Award
(D) Shanti Swarup Bhatnagar Award
(E) None of these
Ans : (B)

28. Which of the following does not represent the name of a bank working in India ?
(A) YES
(B) HDFC
(C) TATA
(D) Kotak Mahindra
(E) Axis
Ans : (C)

29. Who amongst the following addresses the nation on the Independence Day from the ramparts of the Red Fort, Delhi ?

(A) President of India
(B) UPA Chair person
(C) Speaker of the Lok Sabha
(D) Prime Minister of India
(E) None of these
Ans : (D)

30. Which of the following is considered an informal method of getting credit/finance ?

(A) Internet Banking
(B) Branch visits
(C) Going to money lenders
(D) Tele Banking
(E) All of these
Ans : (C)

31. Which of the countries represent letter ‘C’ in the category known as BRIC countries ?

(A) Canada
(B) Chile
(C) Cuba
(D) Croatia
(E) China
Ans : (E)

32. Nobel Prizes are not given for the performance in the area of—

(A) Literature
(B) Physics
(C) Chemistry
(D) Music
(E) Medical Science
Ans : (D)


33. Which of the following countries has not made any significant investment in India ?
(A) Japan
(B) USA
(C) Nepal
(D) Britain
(E) France
Ans : (C)

34. Twenty-20 matches are played in the game of—

(A) Hockey
(B) Football
(C) Badminton
(D) Tennis
(E) Cricket
Ans : (E)

35. Which of the following is known as Plastic money ?

1. Demand Draft
2. Credit Card
3. Debit Card
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3
Ans : (D)

36. In which of the following Hindi films actor Shahrukh Khan has played the role of a Hockey Coach ?

(A) Guru
(B) Chak De India
(C) Om Shanti Om
(D) Jab We Met
(E) None of these
Ans : (B)

37. Which amongst the following nations is not a member of the SAARC ?

(A) Bangladesh
(B) Bhutan
(C) Nepal
(D) Maldives
(E) South Africa
Ans : (E)


38. Which of the following organizations/bank has done a commendable work in the field of micro finance and was awarded Nobel Prize also in the past ?
(A) Gramin Bank of Bangladesh
(B) CRY
(C) ASHA
(D) NABARD
(E) None of these
Ans : (A)


39. Which of the following is not a Public Sector Unit/Undertaking/ Agency ?
(A) ECGC
(B) SEBI
(C) SIDBI
(D) Axis Bank
(E) BHEL
Ans : (D)


40. The European Union has adopted which of the following as a common currency ?
(A) Dollar
(B) Dinar
(C) Yen
(D) Peso
(E) Euro
Ans : (E)


41. Various Govt. agencies/organizations are given responsibilities for implementing various policies/decisions of the Govt. of India. Policies about credit flow to the agricultural/priority sector are framed/implemented through which of the following apex bodies ?
(A) ECGC
(B) NABARD
(C) UTI
(D) IDBI Bank
(E) None of these
Ans : (B)


42. Which of the following is not a foodgrain ?
(A) Wheat
(B) Rice
(C) Maize
(D) Jowar
(E) Cotton
Ans : (E)


43. Many a times we read in newspapers about ‘Financial Inclusion’. What does it really mean ?
[Pick up correct statement(s)]
1. Allow the merger and acquisition of banks so that only few big banks exist and continue to cater to the need of corporate sector.
2. Expending the network of banks in such a way that people from lower strata of society also get the benefit of services provided by banks.
3. Providing Insurance cover to each and every citizen so that he/she can live a healthy and long life.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (B)


44. Which of the following is not a gallantry Award ?
(A) Vir Chakra
(B) Jeevan Raksha Padak
(C) Ashok Chakra
(D) Mahavir Chakra
(E) Saraswati Samman
Ans : (E)


45. Heavy Water is normally used by which of the following industries ?
(A) Nuclear Power generation plants
(B) Pharma Industry
(C) Paper Industry
(D) Sugar plants
(E) None of these
Ans : (A)


46. As per news items published in various newspapers, Italy has offered its help in developing ‘SMEs’ in India. What is the full form of ‘SME’ ?
(A) Small and Monopolistic Economy
(B) Small and Medium Enterprises
(C) Speedy and Mechanical
(D) Small and Medium Level Economy
(E) None of these
Ans : (B)


47. Which of the following indexes is developed to measure life expectancy, level of literacy, education and standard of living of people in a country ?
(A) Inflation
(B) Sensex
(C) Human Development Index
(D) SLR
(E) None of these
Ans : (C)


48. Which of the following is a type of tax levied by the Govt. on goods and services ?
(A) SAT
(B) NET
(C) PAN
(D) VAT
(E) None of these
Ans : (D)


49. Who amongst the following was made the Chairman of the National Land Reforms Council ?
(A) Smt. Sonia Gandhi
(B) Arjun Singh
(C) Pranav Mukherjee
(D) Kamal Nath
(E) Manmohan Singh
Ans : (E)


50. Which of the following is not a foreign bank working in India ?
(A) HSBC
(B) Barclays
(C) Standard Chartered
(D) Yes Bank
(E) All are foreign banks
Ans : (E)

ENGLISH:
Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

According to the United States Environmental Protection Agency (USEPA), plastic bags are a better option than paper bags from the environment’s point of view. Many studies comparing plastic versus paper show that plastic bags have less net environmental effect than paper bags, requiring less energy for transport, production and recycling and because of all these, plastic generates less greenhouse gases. They cause less air and water pollution and can get compressed to a small size in landfills. Plastic bags are sterile and thus are a better option for the transportation of eatables and medicines.

However there is another side of using plastic. Plastics are manufactured from petroleum. This brings a host of other issues e.g. destruction of habitat. Their manufacturing involves chemicals, many of which have not been sufficiently tested for their toxicological impact on humans and animals. Exacerbating the problem is that science has only advanced to detect plastic components in human bodies and then link it to human ailments and diseases. Where science has been unable to help is that it has largely failed to invent a solution to the hazards caused by it. Making the situation dismal is the fact that the hazard is closer than it appears. Teflon, PVC, Polyethylene, polystyrene in utensils and various silicones in hair and body care products accumulate in the body and lead to serious diseases. Plasticproducing companies are often chemical companies or subsidiaries of chemical companies, both with poor track records when it comes to their adherence to regulatory compliance and their willingness to perform toxicological analysis on the products that they make.

Plastics often drain component chemicals, including hazardous chemicals when temperature changes beyond a certain point. It is for this reason that toxicologists do not recommend storing very cold food in plastics or heating food (microwaving especially) in plastics. Also, plastics are durable materials. Thus, they are hard to eliminate once used and create tremendous waste. While some common plastics can be recycled the vast majority cannot be recycled.

Scientists suggest the use of Biodegradable plastics as an alternative to this persisting problem. These are the plastics that can decompose in the natural environment. Biodegradation of plastics can be achieved by enabling microorganisms in the environment to metabolize the molecular structure of plastic films to produce an inert humus-like material that is less harmful to the environment. They may be composed of either bio-plastics, which are plastics whose components are derived from renewable raw materials, or petroleum-based plastics. The use of bio-active compounds compounded with swelling agents ensures that, when combined with heat and moisture, they expand the plastic’s molecular structure and allow the bio-active compounds to metabolise and neutralize the plastic.

Various countries have been adopting different methods to discourage the use of plastic. Growing awareness in the UK of the problems caused by indiscriminate use of plastic bags is encouraging retailers to reward customers who bring their own bags or who reuse or recycle existing bags. This is called the ‘Green Bag Scheme’. In other countries retailers have stopped providing free plastic bags with purchases and have been selling cloth bags for very minimalistic prices.

1. What alternative do the scientists suggest for the problem associated with the use of plastics ?
(A) Use of biodegradable plastics
(B) Treatment of hazards caused by the use of plastics
(C) Strict compliance of the chemical companies to toxicological tests of their products
(D) Banning the use of plastic throughout the world
(E) None of these
Ans : (A)

2. Why don’t toxicologists recommend the heating of food and storing of cold food in plastic ?
(A) Food stuff spoils faster in plastic containers
(B) The Teflon coating in such utensils is harmful
(C) Plastic containers do not undergo recommended toxicology tests
(D) Plastic releases harmful chemicals at very high and low temperature
(E) None of these
Ans : (D)

3. According to the author, what is the problem with manufacturing plastic products ?
(A) These products are not energy efficient
(B) These products produce greenhouse gases which are harmful to environment
(C) The chemicals involved in their production are not tested for impact on living beings
(D) It swells as soon as it comes in contact with heat and moisture
(E) None of these
Ans : (C)

4. What are the author’s views about the companies producing plastic products ?
(1) These companies are mainly responsible for the hazards caused to the environment due to plastics.
(2) Such companies are chemical companies themselves or a subsidiary of such companies.
(3) Such companies do not perofrm toxicological tests on their products.
(A) Only (1)
(B) Both (2) and (3)
(C) Both (1) and (3)
(D) Only (2)
(E) None of these
Ans : (B)

5. What does the author mean by ‘another side of using plastic’ ?
(A) These are disadvantages of using plastic
(B) Using biodegradable plastic instead of non-biodegradable plastic
(C) Paper bags are better option than plastic bags
(D) Many retail stores sell cloth bags at lower price
(E) None of these
Ans : (A)


6. Why does USEPA suggest that plastic bags are a better option than paper bags ?
(A) The plastic bags are inexpensive
(B) Plastic bags can be tested for toxic chemicals
(C) Paper bags do not generate greenhouse gases
(D) Plastic bags require less energy as compared to paper for transportation, production and recycling
(E) None of these
Ans : (D)

7. According to the passage, in which of the following fields has science failed ?
(A) To produce biodegradable plastic
(B) To popularize the use of cloth and paper bags instead of plastic
(C) To strictly implement the compliance of the chemical companies to toxicological tests of their products
(D) To make plastic – free hair and body care products
(E) None of these
Ans : (D)

8. Which steps have been taken in UK to encourage the use of alternatives to plastic bags ?
(A) The UK government has banned the use of plastic throughout the country
(B) The retailers in UK have been selling cloth bags at very low prices
(C) The retailers reward the customers who bring their own bags or use the recycled bags
(D) The government imposes heavy fine on those using plastic bags
(E) None of these
Ans : (C)

9. Which of the following is not true in context of the passage ?
(A) Some countries have stopped providing free plastic bags to customers to discourage the use of plastic
(B) The bio-active compound alongwith swelling agents ensure that plastic is neutralized in the presence of heat and moisture
(C) Many plastic products do not undergo toxicological test
(D) Being durable, plastic creates a lot of waste
(E) All are true
Ans : (E)

10. Although harmful at extreme temperature, why does USEPA recommend transport of eatables and medicines in plastic bags ?
(A) Plastic bag generate less greenhouse gases which would react chemically with medicines, thus producing adverse effect in body
(B) Plastic bags are more sterile than other available options
(C) Plastic products pass through a number of toxicological testings
(D) Plastic bags are easily degraded and thus cause less harm to environment
(E) None of these
Ans : (A)

Directions—(Q. 11–13) Choose the word / group of words which is / are most similar in meaning to the word printed in bold as used in the passage.

11. persisting
(A) troubling
(B) enduring
(C) resisting
(D) damaging
(E) harassing
Ans : (B)

12. exacerbating
(A) executing
(B) influencing
(C) worsening
(D) addressing
(E) declining
Ans : (C)

13. drain
(A) sewer
(B) waste
(C) deplete
(D) give out
(E) outlet
Ans : (D)

Directions—(Q. 14–15) Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.

14. dismal
(A) Encouraging
(B) Prosperous
(C) Glad
(D) Generous
(E) Respectful
Ans : (A)

15. compressed(A) Extended
(B) Amplified
(C) Diffused
(D) Intensified
(E) Expanded
Ans : (E)

Directions—(Q. 16–25) Read each sentence to find out whether there is any grammatical error in it. The error, if any will be in one part of the sentence, the letter of that part will be the answer. If there is no error, mark (E) as the answer. (Ignore errors of punctuation, if any.)

16. He had already prepare (A) / the acceptance speech (B) / but the student of the year award (C) / was given to Ravi. (D) No error (E)
Ans : (A)

17. He placed the trophy (A) / which he had won (B) / at the most prominent (C) / place on the house. (D) No error (E)
Ans : (D)

18. Fashion is very important (A) / to her and thus (B) / she selects the (C) / most popular clothes. (D) No error (E)
Ans : (B)

19. After finding traces of poison (A) / in his dinner yesterday, (B) / Mohit accused his wife (C) / of trying to cause harm. (D) No error (E)
Ans : (E)

20. Sheetal bought a (A) / new car and (B) / bragged about them (C) / for weeks to come. No error (E)
Ans : (C)

21. Being more dangerous (A) / than all the criminal, (B) / he was imprisoned (C) / in a special jail. (D) No error (E)
Ans : (B)

22. The mayor says that (A) / “I will consider running (B) / for commissioner’s post (C) / but I am not sure yet.” (D) No error (E)
Ans : (A)

23. In an effort (A) / to make peace (B) / Priya spoke separately (C) / to both the person. (D) No error (E)
Ans : (D)

24. They had a narrow escape (A) / when skating as (B) / roaring avalanche (C) / just missed them. (D) No error (E)
Ans : (B)

25. The movie star should not have (A) / allowed the press (B) / at the scene had he (C) / known about the fuss. (D) No error (E)
Ans : (A)

Directions—(Q. 26–30) Which of the phrases (A), (B), (C) and (D) given below each statement should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and ‘No correction is required’, mark (E) as the answer.

26. Ayesha spent the entire morning polishing hers new audio system.
(A) Polishing her new
(B) Polishing she’s new
(C) Polishing her’s new
(D) Polishing Ayesha’s new
(E) No correction required
Ans : (A)

27. As she grows up, she became doubtful of the existence of fairies.
(A) She grown up
(B) She grews up
(C) She grew up
(D) She growned up
(E) No correction required
Ans : (C)

28. Sneha and Shraddha need to buy watches because they are always late.
(A) Those are always
(B) These are always
(C) They keep always
(D) There are always
(E) No correction required
Ans : (E)

29. Neither the local administration nor the police authorities was aware of the tournament being held.
(A) Were aware for
(B) Was aware for of
(C) Was aware for
(D) Were aware of
(E) No correction required
Ans : (D)

30. Everyone have invested a substantial amount in the on going project but no one expects a profit.
(A) did invested a
(B) has invested a
(C) did investing in a
(D) had invested an
(E) No correction required
Ans : (B)

Directions—(Q. 31–35) Rearrange the following sentences (1), (2), (3) (4), (5) and (6) to make a meaningful paragraph and then answer the questions which follow :
(1) Today these have become an indispensable part of the lives of children and adults alike.
(2) One of such effects is the radiations that are emitted as signals.
(3) Ever since the advent of technology, undoubtedly, mobile phones are the greatest of all inventions.
(4) In order to prevent such ailments, Govt. should strictly regulate the service providers.
(5) But, no matter how indispensable, its negative effects cannot be overlooked.
(6) These signals cause a variety of ailments starting from hearing loss to cancer.

31. Which of the following sentence should be the FIRST after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (C)

32. Which of the following sentence should be the FIFTH after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 5
(E) 6
Ans : (E)

33. Which of the following sentence should be the SIXTH (LAST) after rearrangement ?
(A) 3
(B) 2
(C) 4
(D) 5
(E) 6
Ans : (C)

34. Which of the following sentence should be the THIRD after rearrangement ?
(A) 1
(B) 5
(C) 4
(D) 6
(E) 3
Ans : (B)

35. Which of the following sentence should be the SECOND after rearrangement ?
(A) 1
(B) 2
(C) 4
(D) 5
(E) 6
Ans : (A)

Directions—(Q. 36–40) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which best fits the blank appropriately. Find out the appropriate word in each case.

Many farmers who traditionally (…36…) pulses, millets and paddy have been lured by seed companies to buy hybrid cotton seeds and other GM crops, which were (…37…) to make their lives easier and wealthier. Instead they (…38…) bankruptcy and ruin. Their native seeds have been (…39…) with new hybrids which cannot be saved and need to be purchased every year at a high cost. Hybrids are also very (…40…) to pest attacks. All pesticides have to be (…41…) from the company that sold them the seeds; there have been reports of blatant profiteering from these companies.

We are (…42…) told that without genetic engineering and globalization of agriculture the world will starve, it is constantly promoted as the only (…43…) available for feeding the hungry.

Everywhere, food production is becoming a negative economy, with farmers (…44…) more on buying costly inputs for industrial production than the price they receive for their produce. The consequence is rising debts in both rich and poor countries. In some African countries it is cheaper to buy foreign sugar and coffee than it is to buy locally produced goods. This is because of over production and subsidies in the West which means that they then dump these goods on Africa (…45…) local markets.

36. (A) developed
(B) cultivated
(C) germinated
(D) made
(E) yielded
Ans : (B)

37. (A) probably
(B) specified
(C) designated
(D) supposed
(E) thought
Ans : (D)

38. (A) undergo
(B) disclosed
(C) approached
(D) tackling
(E) faced
Ans : (E)

39. (A) supplied
(B) converted
(C) replaced
(D) reduced
(E) damaged
Ans : (C)

40. (A) vulnerable
(B) tender
(C) dangerous
(D) tempted
(E) likely
Ans : (A)

41. (A) purchased
(B) bribed
(C) adopted
(D) buy
(E) sprinkled
Ans : (A)

42. (A) reiterated
(B) repeatedly
(C) continuous
(D) numerously
(E) much
Ans : (B)

43. (A) thing
(B) food
(C) progression
(D) tendency
(E) alternative
Ans : (E)

44. (A) generating
(B) expanding
(C) spending
(D) consuming
(E) earning
Ans : (C)

45. (A) ruining
(B) eradicating
(C) helping
(D) facilitating
(E) washing
Ans : (A)

Directions—(Q. 46–50) Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.

46. The statement said that the conference would be ……… a considerable time ……… the global economic crisis.
(A) having, thinking
(B) passing, debating
(C) spending, discussing
(D) expending, arguing
(E) exhausting, analyzing
Ans : (C)

47. After being taken away from his parents at a ……… age, the boy had a very ……… life.
(A) young, difficult
(B) early, leisurely
(C) small, distinction
(D) tender, deterrent
(E) advanced, restrict
Ans : (A)

48. Even …………… the period of recession, he got a good job ……………… not having much experience.
(A) on, even though
(B) in, instead
(C) while, inspite
(D) during, despite
(E) although, almost
Ans : (D)

49. After having ……… the news of their son’s excellent result in exams, they came over as …… as possible.
(A) enjoyed, earlier
(B) heard, quickly
(C) surprised, running
(D) shocked, fast
(E) realized hurriedly
Ans : (B)

50. Although unrecognised …… his life, his talent was much ……… after his death.
(A) entire, adored
(B) all, realized
(C) whole, worth
(D) almost, valued
(E) throughout, appreciated
Ans : (E)