IBPS CWE Model Question Pattern For Probationary Officers & Management Trainee

IBPS CWE Model Question Pattern For Probationary Officers & Management Trainee

 IBPS Common Written Examination CWE for Probationary Officers PO & Management Trainee Written Exam Pattern. Common Written Examination CWE will be in both Objective & Descriptive Type.

IBPS CWE Exam Question Pattern

Serial Number	Name Of the Category	Number Of Questions	Number of Marks
1	Reasoning	50	50
2	English Language	50	25
3	Quantitative Analysis	50	50
4	General Awareness Related to Banking Industry	50	50
5	Computer Knowledge	50	50

IBPS Bank POs - General Awareness Model Questions

IBPS Bank POs - General Awareness Model Questions

1. To maintain Capital Adequacy Ratio (CAR) up to 8 percent, FM declared to infuse Rs .... crores in the Public Sector Banks.
1) 10000 2) 5000 3) 7000 4) 9000 5) 6000

2. Wholesale Banking means ………..?
1) the customers should buy all the products like deposits and loans
2) Banks give the loans to wholesale shops only
3) Banking services between merchant banks and other financial institutions
4) Banking services between Reserve Bank of India and other banks in India.
5) Banking services between Government of India and other financial institutions

3. .…… granted $ 407 billion loan to India to boost up micro finance services in India.
1) IMF 2) World Bank 3) IDA 4) IFC 5) AFD

4. In union budget, the standard rate of Service tax put remain unchanged at ...?
1) 12% 2) 6 % 3) 7% 4) 10% 5) 9%

5. On 11 January 2011, Railway minister Mamata Benarjee laid down the foundation stone for AC container and Bogie
Manufacturing factory at ‘Budge Budge’ in.....
1) Maharashtra 2) Jammu 3) Chennai 4) Andhra Pradesh 5) West Bengal

6. ONGC details are given. Pick up wrong one.
1) ONGC (Oil and Natural Gas Corporation) was established in 1956.
2) Its head office in Deharadun, Uttarakhand. It has 1.7 billion tonne oil reserves in domestic and foreign fields.
3) It manufacture 77% Crude in India
4) It manufacture 81% of Natural Gas in India.
5) None

7. Indian Gold market for the consumption still growing ………….. percent as per the report of World Gold Council.
1) 55 2) 50 3) 80 4) 66 5) 100

8. Book related options are given. Pick up incorrect one.
1) Coasta Book Award received by Kishwar Desai
2) ‘Ignited Minds’ written by Prathibha Patil
3) ‘Wings of Fire’ written by A.P.J. Abdul Kalam
4) The Zigzag Way written by Anita Desai
5) All of above

9. India and Bahamas signed TIEA agreement to bring the international standards of transparency for exchange of banking and ownership information to check tax evasion and money laundering. TIEA stands for …..?
1) Tax Information Exchange Arrangement
2) Tax Infusion Exchange Agreement
3) Tax Information Electronic Agreement
4) Tax Information Exchange Agreement
5) Toll Information Exchange Agreement

10. Tuticorin port Trust renamed after ……….?
1) Vallarpadam 2) Karunanidhi 3) Anna Dorai 4) M.G.Rama Chandran 5) Chidambaranar

11. Which among the following is not the Negotiable instrument?
1) Cheque
2) Demand Draft
3) Cash Deposit form
4) Bill of Exchange
5) Banker’s Cheque

12. In which country, State Bank of India initiates to open its overseas branch in March 2011?
1) Sri Lanka 2) Singapore 3) China 4) Qatar 5) Kenya

13. The Union Budget estimated that in the case of Direct taxes, the net revenue loss of Rs. 11,500 cr estimated due to proposal
of ..……
1) tax exemptions on personal incomes
2) tax incentives to attract the foreign funds
3) investment linked exemptions to the
investors in the production of fertilizers
4) weighted deductions to National universities
and laboratory funds
5) All of the above

14. Which country declared Rs. 2257 cr to assist India through its ODA to help cleaning of the Yamuna in Delhi, Crop diversification
in promotion in Himachal Pradesh and biodiversity in Tamilnadu?
1) USA 2) UK 3) Japan 4) Malaysia 5) Myanmar

15. How much percent of total power must be Solar power as per the order of the central government on 6 January 2011 by 2022?
1) 1.5 % 2) 5 % 3) 3% 4) 6 % 5) 10 %

16. Few tiger reserve parks list is given. Pick up wrong combination.
1) Kaziranga Tiger Reserve - Bihar 2) Nagarjunsagar - Srisailam Tiger Reserve - Andhra Pradesh
3) Manas Tiger Reserve - Assam 4) Biligiri Rangaswamy Temple Wildlife Sanctuary - Karnataka
5) Parambikulam Tiger Reserve - Tamilnadu and Kerala

17. The state government related bits are given. Pick up wrong one.
1) Bihar got the tune of Rs. 3,468 cr from the center for the special plan under the Backward Region Grant Fund (BRGF).
2) Tuticorin and Colombo will resume the passenger ship.
3) National Institute for Research and Development in Defence Shipbuilding (NIDESH) at Chaliyam in Kerala.
4) Kerala provides laptops and net books to school teachers at fair prices under the IT @ School project.
5) None

18. Who spots as second biggest economy (GDP registering $ 5.8 trillion) by crossing Japan’s GDP $ 5.47 trillion in 2010?
1) UK 2) Germany 3) China 4) France 5) Australia

19. India and ………….made Comprehensive Economic Partnership Agreement (CEPA)
1) UK 2) France 3) Australia 4) Japan 5) Myanmar

20. The Award List is given. Pick up correct one.
1) Pravasi Bharathiya Samman award 2011 conferred on Mano Selvanathan, the Srilankan industrialist
2) Order of Valour received by Mufti Anas Pshikhachev
3) Deepak Lalwani was conferred the Order of British Empire Honor
4) 36th Annual Cesar Award equivalent to Oscar got by Quentin Tarantino
5) All of above

Key: 1-5; 2-3; 3-2; 4-4; 5-5; 6-5; 7-4; 8-2; 9-4; 10-5; 11-3; 12-4; 13-5; 14-3; 15-3; 16-1; 17-5; 18-3; 19-4; 20-5.

 

Bank Probationary Officers-General Awareness Model Question paper With Answer

Bank Probationary Officers-General Awareness  Models Question paper With Answer

 1. As we all know rise of the 'BRICs' has left a vast impact on almost all aspects of the global economy. However, which of the following cannot be called as the direct effect(s) of 'Rise of the BRICs' on global/other powerful economy/economies ?

1. Countries like China wish to learn more about outsourcing from India.
2. It has made countries to suffer from Sub-prime Crisis.
3. EURO has become a powerful currency and many non-Euro countries are in 'Swap Agreement' with various nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

2. As per the reports published in the newspapers/journals how much amount the Govt. of India is planning to infuse in Public Sector Banks to make them competitive and strong globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore

3. What is the maximum stake the Govt. of India has in any public sector bank at present ?
(A) 40%
(B) 49%
(C) 50%
(D) 64%
(E) 74%

4. Which of the following is not a major highlight of the Union Budget 2008-09 ?
1. A target of Rs. 2•80 lakhs crore is fixed for providing credit to agriculture sector.
2. Limit of the Banking Cash Transaction Tax is raised from present 1% to 1•5%.
3. PAN requirement is not mandatory for financial transactions. Other Ids are also acceptable.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3

5. As per the news in major financial newspapers a 'Rashtriya Swasthya Bima Yojana' is launched in Delhi and Haryana States for members of unorganized sectors. Under the scheme each family is likely to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000

6. As proposed in the Union Budget 2008-09 a 'Risk Capital Fund' is set up by the Govt. of India. Who amongst the following will maintain and operate that fund ?
(A) NABARD
(B) SIDBI
(C) ECGC
(D) RBI
(E) None of these

7. As per the Economic Survey 2007-08 presented in the Lok Sabha in February 2008, what has been the percentage growth in Bank credit ? About—
(A) 10%
(B) 15%
(C) 18%
(D) 21%
(E) 26%

8. As per the budget of the Indian Railways for 2008-09 the operating ratio of the railways has—
(A) Improved only by 0•5%
(B) Decreased by 0•5%
(C) Remained at the same level on which it was in 2007-08
(D) Reached at the level of 81%
(E) Reduced to the level of 63% which was the level of 2000-01

9. The government of India has launched a new scheme for the 'Girl Child'. What is the name of the scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these

10. The President of India recently signed the much-awaited notification for the implementation of the suggestions made by the 'Delimitation Commission'.
What will be the effect of this notification ?
(A) Parliamentary and Assembly constituencies will be redefined
(B) Candidates from SC/ST categories will get all benefits for another 15 years' time
(C) The boundaries of the National Capital, New Delhi will be extended further
(D) Operations of the Cooperative Banks and Societies will not be limited to the state of their origin. They will also be like Public Sector Banks
(E) None of these

11. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31

12. As per the reports published in the newspapers the banks, particularly public sector banks are tying up with various rating agencies for providing a qualitative assessment of the credit needs of the borrowers. Which amongst the following is/are such credit rating agencies in India ?
1. CARE
2. CRISIL
3. ULIP
(A) Only 1
(B) Only 2
(C) 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3

13. As per the newspaper reports the RBI is planning to introduce 'Plastic Currency Notes'. What is/are the benefits of 'Plastic Notes' ?
1. Their Shelf life will be longer.
2. It will replace plastic money or credit, debit cards which are giving birth to many fraudulent practices.
3. Printing will be cheaper.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these

14. 'Sub Prime Lending' is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these

15. As per the reports published in various journals and newspapers the 'small borrowers' in rural areas still prefer to take informal route for their credit needs. Which of the following is the 'informal route' of credit in financial sector ?
(A) Credit cards
(B) Loan against gold from financial institute
(C) Debit cards
(D) Money lender
(E) None of these

16. The Planning Commission of India has set up a 12 member committee on financial sector reforms. Who is the Chairman of the Committee ?
(A) Janki Raman
(B) Raghuram Rajan
(C) Rakesh Mohan
(D) K. V. Kamath
(E) None of these

17. Basel-II norms are associated with which of the following aspects of the banking industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees
(D) Corporate Governance
(E) None of these

18. What is meant by 'Underwriting' the term frequently used in financial sector ?
(A) Under valuation of the assets
(B) The Act of taking on a risk for a fee
(C) Giving a Guarantee that a loan will not become a bad loan
(D) The act of permission to float an IPO
(E) None of these

19. The government of India recently constituted the New Finance Commission (13th). What are its major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

20. Who amongst the following was the Captain of the Indian cricket team which registered its victory in tri-series ODI matches against Australia played in March 2008 ?
(A) M.S. Dhoni
(B) Anil Kumble
(C) Rahul Dravid
(D) Saurav Ganguly
(E) Sachin Tendulkar

21. Mr. Nicolas Sarkozy who was the chief guest during the Republic Day Function 2008 is the—
(A) President of Brazil
(B) Prime Minister of Brazil
(C) President of France
(D) Prime Minister of France
(E) Foreign Secretary of USA

22. Who amongst the following has taken over as the President of Serbia after the General elections held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these

23. Indra K. Nooyi who was elected as the Chairperson of the US-India Business Council is the CEO of which of the following Companies ?
(A) Pepsi Co.
(B) Infosys
(C) Tata Consultancy Services
(D) NIIT
(E) None of these

24. Maria Sharapova won the Australian Open 2008 Women's singles by defeating—
(A) Shahar Peer
(B) Kateryna Bondarenko
(C) Sania Mirza
(D) Victoria Azarenka
(E) Ana Ivanovic

25. Saina Nehwal won the Seniors' Championship match of which of the following games held in Goa in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton


26. As per the news published in some newspapers magazines two PSUs National Thermal Power Corporation and Coal India Ltd. are going to float a joint venture 'SPV'. What is the full form of 'SPV' ?
(A) Small Power Venture
(B) Special Purpose Vehicle
(C) Special Power Venture
(D) Small Purpose Vehicle
(E) None of these

27. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign direct investment in the field of mobile television services. Upto what extent FDI is allowed in this field ?
(A) 50%
(B) 60%
(C) 64%
(D) 70%
(E) 74%

28. As per the performance assessment data released by the Economic Advisory Council (EAC) in January 2008. Which of the following sectors registered a growth of 3•6 per cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these

29. Which of the following is the name of very violent and serious types of winds which bring lot of disaster ?
(A) Trade winds
(B) Hurricane
(C) Cirrus
(D) Stratus
(E) None of these

30. The Global Employment Trends Report 2008 published by the International Labour Organization has indicated that there may be increase in global unemployment. What according to them is/are the major reasons of this possibility ?
1. Turmoil in Credit Markets all over the world.
2. Rise in oil prices in international market.
3. Civil unrest in some under and undeveloped nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these

31. As we have noticed many banks of Indian origin are opening offices/branches in foreign countries. Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are not plenty in many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive rates.
3. These banks wish to promote trade and investment between India and other countries.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3

32. Many economists, bankers and researchers in India often advocate that banks should equip themselves for new challenges. These challenges are in which of the following shapes/forms ?
1. As Indian economy is getting increasingly integrated with the rest of the world the demand of the Corporate banking is likely to change in terms of size, composition of services and also the quality.
2. The growing foreign trade in India will have to be financed by the local banks.
3. Foreigners are habitual of the comforts provided by the technology. India has to do a lot in this reference.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these

33. As per the reports published in the newspapers Indian Rupee is now fully accepted in Asian countries like, Singapore, Hong Kong, Malaysia etc. What does it really mean ?
1. Anybody from Asian country can purchase Indian Rupee and keep it in his/her bank account in his/her country without any restrictions.
2. Now people in these nations are not required to go for a double conversion first in dollar and then in rupee.
3. People travelling European/Asian countries can make their payments in rupee anywhere without any problem.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these

34. Which of the following is not a banking/finance related term ?
(A) Credit wrap
(B) EMI
(C) Held to Maturity
(D) Exposure limit
(E) Diffusion

35. Very often we read about the Doha Ministerial Conference 2001 in reference to WTO negotiations. What were the major issues over which nations were of different opinions ?
1. Providing subsidy to agriculture.
2. Export of patented drugs/medicines by developed nations.
3. Restriction on natural movement of people from one nation to other.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) None of these

36. The Technology Mission on Cotton was launched during Xth plan. The scheme was designed to get increase in production of cotton by which of the following levels by the end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these

37. A National Development Fund was created by the Government of India a few years ago. What was the purpose of the fund ?
1. Boost investment in social sector projects to promote education, healthcare and
employment.
2. Capital investments in selected profitable PSEs to yield adequate returns.
3. To fund revision in pay structure of Central Government employees.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these

38. Olympic 2008 are scheduled to be held in—
(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these

39. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka

40. Who amongst the following is the author of the book 'Economic Nightmare of India' ?
(A) Morarji Desai
(B) K. Rajeshwar Rao
(C) Charan Singh
(D) Jyoti Basu
(E) None of these

41. As per the targets for 11th plan educated unemployment is to be reduced to which of the following levels ?
(A) 5%
(B) 6%
(C) 7%
(D) 8%
(E) 9%

42. 'Long Walk' to Freedom' is a book written by—
(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff

43. India recently signed a pact with which of the following countries on solving the problems of Indian labour in that country ?
(A) Iran
(B) UAE
(C) Malaysia
(D) Kuwait
(E) None of these

44. Which of the following countries is trying to launch a Satellite to study the sun ?
(A) USA
(B) India
(C) Russia
(D) China
(E) None of these

45. Jang Hyun Jong who was adjudged as the 'Asian Hockey Player of the year' is from—
(A) China
(B) Singapore
(C) South Korea
(D) India
(E) None of these

46. Who amongst the following is the winner of Padma Vibhushan Awards given away recently ?
(A) Rahul Gandhi
(B) Priya Dutt
(C) Vinod Dua
(D) Ratan Tata
(E) None of these

47. Which of the following films was adjudged 'Best Film' in 14th Star Screen Awards given away in January 2008 ?
(A) Om Shanti Om
(B) Guru
(C) Taare Zameen Par
(D) Jab We Met
(E) Chak De India

48. A meeting of the European Leaders was held in January 2008 at which of the following places to discuss 'Global Economic Turmoil' ?
(A) London
(B) New Delhi
(C) New York
(D) Tokyo
(E) Milan

49. Castro Sibling is the new President of—
(A) Romania
(B) Cuba
(C) Israel
(D) Venezuela
(E) None of these

50. Kosovo declared itself independent from which of the following countries ?
(A) Ukraine
(B) Croatia
(C) Serbia
(D) Russia
(E) None of these

Answers with Explanations :

1. (B) 2. (C) 3. (E) 4. (A) 5. (D) 6. (B)
7. (D) According to Economic Survey 2007-08, the percentage growth in bank credit is 21•5%.
8. (D) 9. (C) 10. (A) 11. (E) 12. (A)
13. (C) 14. (A) 15. (D) 16. (B) 17. (A)
18. (A) 19. (B) 20. (A) 21. (C) 22. (A)
23. (A) 24. (E) 25. (E) 26. (B) 27. (E)
28. (A) 29. (B) 30. (D) 31. (E) 32. (A)
33. (D) 34. (E) 35. (A) 36. (D) 37. (A)
38. (E) 39. (A) 40. (C) 41. (A) 42. (C)
43. (D) 44. (A) 45. (C) 46. (D) 47. (E)
48. (A) 49. (E) 50. (E)

Bank Probationary Officer’s Exam: General Awareness question Model with answer

Bank Probationary Officer’s Exam: General Awareness

1. Who amongst the following does not belong to political party which is normally referred as left front?
(A) Prakash Karat
(B) A.B.Bardhan
(C) D.Raju
(D) T.J.Chandrachoodan
(E) M.Veerappa Moily
Ans (E) M.Veerappa Moily is a congress leader.
2. Sujat and Balsara villages were in news recently as breach in main Narmada Canal made them flooded. Both these villages are in which of the following States?
(A) Maharashtra
(B) Madhya Pradesh
(C) Gujarat
(D) Rajasthan
(E) None of these
Ans (C)
3. As per the estimates given by the Asian Development Bank (ADB) the Indian Economy will grow at which of the following rates in 2008 ?
(A) 7%
(B) 7.5%
(C) 8%
(D) 8.5%
(E) None of these
Ans (C)
4. Which of the following is NOT one of the recommendations of the committee setup on Financial Sector Reforms under the Chairmanship of Raghuram G.Rajan ?
(1) Give more freedoms to banks to setup branches and ATMS anywhere
(2) Setup an office of financial ombudsmen
(3) All deposits taking institutions should be free from the supervision of the RBI
(A) Only 1
(B) only 2
(C) Only 3
(D) All 1,2 & 3
(E) Only 2 & 3
Ans (A)
5. The Govt. of which of the following States has formed a Fisherman Debt Commission and a moratorium has been placed on proceedings relating to all debts incured by poor fisherman from banks and cooperatives ?
(A) West Bengal
(B) Keral
(C) Orissa
(D) Karnataka
(E) None of these
Ans (B)
6. Federal Reserves is the Central Bank of ___
(A) Britain
(B) U.S.A.
(C) Japan
(D) Canada
(E) China
Ans (B)
7. Which of the following was the issue over which one section of the UPA withdrew its support and Union Govt. headed by Dr. Man Mohan Singh was required to prove its majority in the Lok Sabha ?
(1) Inflation , which was on a rise consistently for some time
(2) Reservations of Gurjarrs in Govt. jobs
(3) Nuclear deal with USA
(A) Only 1
(B) only 2
(C) Only 3
(D) Both 1 & 2
(E) Only 2 & 3
Ans (C)
8. As a gesture to promote denuclearization and also to end nuclear arms programme the cooling tower of a nuclear complex situated in "Youngbyon" was demolished recently. This nuclear complex is in which of the following countries ?
(A) South Korea
(B) Iran
(C) China
(D) North Korea
(E) None of these
Ans (D)
9. The Reserve Bank of India (RBI) keeps on modifying various rates / ratios to keep the flow of liquidity in the market in a balanced situation . Which of the following rates/ratios/indexes is NOT directly controlled by the RBI ?
(A) Cash Reserve Ratio (CRR)
(B) Bank Rate
(C) Repo Rate
(D) Reserve Repo Rate
(E) Wholesale Price Index (WPI)
Ans (E)
10. China has signed an agreement with which of the following countries, which will help both the parties to make the East China Sea "a sea of peace, co-operation and friendship" ?
(A) North Korea
(B) South Korea
(C) Japan
(D) Russia
(E) All of these
Ans (C)
11. The former President of which of the following countries has taken over as the Prime Minister of the nation in May 2008 ?
(A) Venezuela
(B) Russia
(C) Uganda
(D) Tanzania
(E) None of these
Ans (B)
12. Which of the following companies of Indian origin has been placed amongst the World's seven Best Firms in Financial Sector ?
(A) IDBI Bank
(B) HDFC Bank
(C) Bajaj Capitals
(D) ICICI Bank
(E) None of these
Ans (B)
13. Michel Sleiman has taken over as the president of ____
(A) Lebanon
(B) Cuba
(C) Yemen
(D) Zambia
(E) Turkey
Ans (A)
14. Which of the following is/are true about the "Pradhan Mantri Adarsh Gram Yojana" to be launched in the near future ?
(1) This scheme is to develop those villages where SC/ST population is in prominence
(2) About 70,000 villages are identified for the same
(3) A special fund of Rs.7,000 Crore is setup for the scheme
(A) Only 1
(B) only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
Ans (A)
15. Which of the following countries had decided to come out of the membership of OPEC ?
(A) Iran
(B) Indonesia
(C) Kuwait
(D) Saudi Arabia
(E) None Of these
Ans (B)
16. Many Banks have adopted / launched "Core Banking Solution (CBS)" .Core Banking Solution is _______
(A) a marketing strategy adopted by the Banks
(B) a new type of ATM useful for rural population
(C) a delivery channel for quick and fast delivery
(D) a new product launched to help senior citizens only as they are not able to visit branches / ATMs frequently
(E) None of these
Ans (C)
17. As per the figures released recently, the rate of growth of agriculture during 2007-08 has been at the level of approximately ______
(A) 2.5 %
(B) 3 %
(C) 4.5 %
(D) 5 %
(E) 6.33 %
Ans (C)
18. The import of which of the following has raised the Current Account Deficit of India by about 77 % ?
(A) Oil
(B) Gas
(C) Sugar
(D) Foodgrain
(E) None of these
Ans (A)
19. The National e- Governance plan was launched by the Govt. of India in the year 2006 with which of the following intentions/objectives ?
(1) To provide qualitative service of Govt. business to the citizens of India
(2) To promote IT sector in India so that trained IT personnel do not go out of the country for jobs
(3) To keep a vigil on the business transaction of Indian population to avoid illegal transactions
(A) Only 1
(B) only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
Ans (A)
20. As per the figure released recently what was the per capita income at Current Price in the year 2007-08 in India? About ____
(A) Rs. 20,000/-
(B) Rs. 25,000/-
(C) Rs. 23,000/-
(D) Rs. 33,000/-
(E) Rs. 48,000/-
Ans (D)
21. Ana Ivanovic won the "French Open Women's Singles" of Lawn Tennis after defeating _______
(A) Katrina Srebtnik
(B) Dinara Safina
(C) Virginia Ruano Pascual
(D) Victoria Azarenka
(E) None of these
Ans (B)
22. The World Environment Day is celebrated on which of the following days?
(A) 5TH October
(B) 5TH August
(C) 5TH July
(D) 5TH June
(E) None of these
Ans (D)
23. Who amongst the following is included in the list of "Biggest Brains in Business"?
(A) L. N. Mittal
(B) Anil Ambani
(C) Kumar Mangalam Birla
(D) Mukesh Ambani
(E) Ratan Tata
Ans (A)
24. Which of the following cannot be called as a value Added service offered by a Bank?
(A) Special accounts for poor sections of the society
(B) Accident insurance cover
(C) Instant Credits of Outstation Cheques
(D) Free cheque book
(E) All are value Added services
Ans (D)
25. Which of the following is the total amount Government of India has earmarked for Agriculture Debt Waiver and Debt Relief Scheme 2008 ?
(A) Rs.10,000 Crore
(B) Rs.25,000 Crore
(C) Rs.45,000 Crore
(D) Rs.72,000 Crore
(E) Rs.83,000 Crore
Ans (D)
26. Which of the following States of India was recognized as the Best e- Governed State in 2007 ?
(A) Jammu & Kashmir
(B) Tamil Nadu
(C) Madhya Pradesh
(D) Goa
(E) Delhi
Ans (E)
27. Daiichi Sanyo which has taken a major stake in India's Pharma company Ranbaxy is a firm based in ____
(A) China
(B) South Korea
(C) North Korea
(D) Japan
(E) USA
Ans (D)
28. Which of the following airlines became the first Indian Based Airlines to operate flight to China?
(A) Indian
(B) Air India
(C) Kingfisher
(D) Jet Airways
(E) None of these
Ans (D)
29. Which of the following meets / summit was organized in Damascus in March 2008 ?
(A) Arab League Summit
(B) G-8 Summit
(C) G-15 Summit
(D) Meeting of trade Minister of WTO members
(E) None of these
Ans (A)
30. India recently signed a Bilateral Investment Promotion Agreement (BIPA) with which of the following countries ?
(A) China
(B) Bangladesh
(C) Nepal
(D) Bhutan
(E) Myanmar
Ans (E)
31. Opening the Saving Bank Account of a minor girl will be called as which of the following in Banking terminology ?
(A) Retail Banking
(B) Merchant Banking
(C) Institutional Banking
(D) Social Banking
(E) Corporate Banking
Ans (A)
32. Which of the following terms NOT used in Banking Sector?
(A) SLR
(B) NPA
(C) Credit Rating
(D) Fixed
(E) PURA
Ans (E)
33. Banking Sector will fall under which of the following sectors?
(A) Agriculture Sector
(B) Service Sector
(C) Manufacturing
(D) Industrial Sector
(E) None of these
Ans (B)
34. An account in which trading of shares in their electronic form is done is known as _____
(A) Demat Account
(B) NRI Account
(C) NRIO Account
(D) Current Account
(E) None of these
Ans (A)
35. Which of the following is NOT a measure of the Risk Management in Banks ?
(A) CRR
(B) RTGS
(C) SLR
(D) Deposit Insurance
(E) All are the measures of risk management
Ans (B)
36. The foreign Direct Investment this year in India reached to the level of about US $ 3.74 billion. In comparison to last years investment the increase is About _______
(A) 50 %
(B) 100%
(C) 125 %
(D) 200 %
(E) 250 %
Ans (C)
37. The duration of which of the following Policies / Schemes is from 2004-2009 ?
(A) Foreign Trade Policy
(B) 11th Five Year Plan
(C) 10th Five Year Plan
(D) National Rural Guarantee Act
(E) None of these
Ans (A)
38. Which of the following test is conducted to know if a sportsman has taken any performance enhancing drugs ?
(A) EEG
(B) Narco Test
(C) ELISA Test
(D) Mind mapping
(E) DOPE tEST
Ans (E)
39. Who amongst the following is the recipient of the IIFA Awards 2008 as Best Actress?
(A) Shamita Shetty
(B) Rani Mukherjee
(C) Priyanka Chopra
(D) Konkana Sen
(E) Kareena Kapoor
Ans (E)
40. Who amongst the following is the author of the book "Toward a Hunger Free World" ?
(A) A.P.J.Abdul Kalam
(B) Ashok Lahiri
(C) Amartya Sen
(D) M.S.Swaminathan
(E) None of these
Ans (D)
41. Which of the following awards is given in the field of cinema?
(A) Kalidas Samman
(B) Dronacharya Award
(C) Arjun Award
(D) Kalinga Award
(E) Dada Sahab Phalke Award
Ans (E)
42. Sudan recently cut its ralations with which of the following countries following an attack on Khartoum by a Darfur Rebel Group ?
(A) Chad
(B) Uganda
(C) Libya
(D) Lebanon
(E) None of these
Ans (A)
43. Who amongst the following is the Chairperson of the Children's Film Society?
(A) Kareena Kapoor
(B) Jaya Bachchan
(C) Shabana Azmi
(D) Sridevi
(E) None of these
Ans (E) Nafisa Ali
44. Which of the following is the abbreviated name of an autonomous organization under Ministry of Rural Development ?
(A) NIMI
(B) IGNOU
(C) CAPART
(D) NPCIL
(E) ICRP
Ans (C)
45. World's largest oil reserves (about 2/3rd) are located in ____
(A) Russia
(B) Middle East
(C) Africa
(D) Europe
(E) Canada
Ans (B)
46. Who amongst the following is the author of "Animal People" which was adjudged as the Best Book of the Year?
(A) V.S.Naipaul
(B) Indra Sinha
(C) William Darlymple
(D) Bill Clinton
(E) John Banville
Ans (B)
47. What is India's rating in the "Doing Business Report" prepared by the World Bank ?
(A) 55th
(B) 80th
(C) 100th
(D) 120th
(E) None of these
Ans (D) According to 2008 India's rating in the "Doing Business Report" prepared by the World Bank was 120th but to 2009 India's rating in the "Doing Business Report" prepared by the World Bank is 122nd position.
48. Which of the following term related with the game of Cricket ?
(A) Grand Slam
(B) Half Nelson
(C) Ashes
(D) Screen
(E) Love
Ans (C)
49. The Russian President visited China in May 2008 and signed a deal for the security of which of the following?
(A) Global Energy
(B) China Sea
(C) Intellectual Property Rights of the Chinese Scientists
(D) Nuclear installation in China
(E) None of these
Ans (D)
50. Which of the following Programmes / Schemes of the Govt. of India is NOT directly related with agriculture activities ?
(A) Drought Prone Areas Programmes (DPAP)
(B) Promotion of Integrated Pest Management (IPM)
(C) Integrated Westlands Development Programme (IWDP)
(D) ANNAPURNA
(E) Desert Development Programme (DDP)
Ans (D)

Bank Po General Awareness Question Model with Answer

1. A major Public Sector Bank raised interest rates on loans by 25 basis points–was news in some major financial newspapers recently. This means bank has raised interest by 25 basis points of–
(A) Savings Bank Interest Rate
(B) Base Lending Rate
(C) Repo Rates
(D) Present Rates on Deposits
(E) Discounted Rates of Interest
Ans : (B)

2. The Finance Minister of India in one of his press conferences said that inflationary pressure is likely to continue following recent increase in rates of some commodities in international markets. Which of the following commodities was he referring to as it gets frequent increase at international levels and disturbs our Home Economy substantially ?
(A) Gold and Silver
(B) Petroleum products
(C) Tea and Coffee
(D) Sugar
(E) Jute and Jute products
Ans : (B)

3. Immediately prior to change in the measure of Food Inflation, which of the following indexes was being used for measuring it?
(A) Wholesale Price Index
(B) Consumer Price Index
(C) Interest Rates offered by banks on deposits
(D) Sensex and Nifty
(E) None of these
Ans : (B)


4. What is the full form of 'FINO' a term we see frequently in financial newspapers ?
(A) Financial Investment Network and Operations
(B) Farmer's Investment in National Organisation
(C) Farmers Inclusion News and Operations
(D) Financial Inclusion Network and Operations
(E) None of these
Ans : (E)

5. Which of the following is / are commodity/ies on which subsidy is given to farmers / poor in India ?
1. Fertilizer
2. Kerosene
3. LPG
(A) Only1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

6. 'Bhagyam Oilfields' which were recently in news are located in which of the following states in India ?
(A) Rajasthan
(B) Gujarat
(C) Assam
(D) Maharashtra
(E) Karnataka
Ans : (A)

7. The Finance Minister of India recently decided to review the position of 'Bad Debts' in priority sector. Which of the following is/are the reason(s) owing to which PM took this decision ?
1. Bad Debt in agriculture is still rising substantially every year despite special treatment to it.
2. Bad Debt in other areas of priority sector is almost nil now,
3. Govt. is planning to disburse another installment of Rs. 1,60,000 crore which will bring 'Bad Debts' almost at 'Nil level' and no special treatment will be needed in next fiscal year.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (E)

8. Which amongst the following countries is not a member of the TAPI pipe line project, which was in news recently ?
(A) India
(B) Afghanistan
(C) Portugal
(D) Pakistan
(E) Turkmenistan
Ans : (C)

9. An agreement on Arms Reduction popularly known as 'START' is one of the major issues in the way of smooth relations between which of the following two countries ?
(A) India–Pakistan
(B) India–China
(C) China–Japan
(D) USA–Russia
(E) Russia–Iran
Ans : (D)

10. The International WWW Conference-2011 was organized in which of the following places in March 2011 ?
(A) London
(B) Paris
(C) Vienna
(D) Manila
(E) Hyderabad
Ans : (E)

11. Which of the following international agencies/ organizations had initiated an "International Convention for the 'Protection of All Persons from Enforced Disappearance' , which came into effect recently ?
(A) World Health Organisation (WHO)
(B) International Court of Justice
(C) International Maritime Organisation
(D) International Atomic Energy Agency
(E) United Nations organization
Ans : (E)

12. 'BRIC' which was the Organisation of 4 nations namely Brazil, Russia, India and China has now become 'BRICS'. Which is the fifth nation included in it ?
(A) South Korea
(B) Sp Lanka
(C) Singapore
(D) Spain
(E) South Africa
Ans : (E)

13. The process of acquisition of agricultural land and its compensation to farmers recently came up as a major issue in which of the following states ? (It also created law and order problem in the State)
(A) Haryana
(B) Gujarat
(C) Uttar Pradesh
(D) Rajasthan
(E) Punjab
Ans : (C)

14. What does the letter 'L' denote in term 'LAF' as referred every now and then in relation to monetary policy of the RBI ?
(A) Liquidity
(B) Liability
(C) Leveraged
(D) Longitudinal
(E) Linear
Ans : (A)

15. BP Pic which was in news recently is a major international company in field of–
(A) Heavy Machinery
(B) Oil exploration and processing
(C) Atomic Energy
(D) Information Technology
(E) None of these
Ans : (B)

16. Who amongst the following has been appointed as the new coach of the Indian Cricket team for a period of two years ?
(A) Stuart Law
(B) Allan Border
(C) Gary Kirsten
(D) Duncan Fletcher
(E) Allan Donald
Ans : (D)

17. Why was Kanishtha Dhankhars name in news recently ?
(A) She was crowned Femina Miss India-2011
(B) She was adjudged Best Actress-2010 by Film Fare
(C) She is the new Capital of India's woman cricket team
(D) She is the new Dy. Minister Textile in place of Dayanidhi Maran
(E) None of these
Ans : (A)

18. K. Balachander, who was awarded prestigious Dada Saheb Phalke Award-2010, is basically a/an–
(A) Actor
(B) Director
(C) Photographer
(D) Music Director
(E) Choreographer
Ans : (D)

19. Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short term securities as a reserve all the time. In Banking World this is known as–
(A) CRR
(B) Fixed Asset
(C) SLR
(D) PLR
(E) None of these
Ans : (A)

20. Which of the following Space agencies recently launched three satellites and placed them into Polar Sun Synchronous Orbit successfully?
(A) NASA
(B) ROSCOSMOS
(C) cnsa
(D) ISRO
(E) JAXA
Ans : (D)

21. As per the decision taken by the Govt. of India recently, "Bamboo is a liberated item now". What does it really mean ?
1. Bamboo, henceforth will be treated as a minor forest produce only.
2. Now villagers are free to sell bamboo in their community forest areas.
3. Gramsabha is given right to issue transport passes to legally transport the produce.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

22. Union Cabinet recently passed a Rs. 7000 crore project to clean-up which of the following rivers in India?
(A) Narmada
(B) Ravi
(C) Ganga
(D) Chambal
(E) Krishna
Ans : (C)

23. As per estimates of the Planning Commission of India the target growth rate of 12th Five Year Plan is set to–
(A) 7 to 8%
(B) 8.0% to 8.5%
(C) 9% to 9.5%
(D) 10 to 10.5%
(E) 11%
Ans : (E)

24. Goodluck Jonathan was recently reelected the President of–
(A) South Africa
(B) Nigeria
(C) Kosovo
(D) Haiti
(E) None of these
Ans : (B)

25. Which of the following schemes is not launched by the Ministry of Rural Development, Govt. of India ?
(A) National Old Age Pension Scheme
(B) National Maternity Benefit Scheme
(C) National Family Benefit Scheme
(D) Mid-Day Meal Scheme
(E) All are launched by Ministry of Rural Development
Ans : (D)

26. Where you are likely to find an embedded operating system ?
(A) on a desktop operating system
(B) on a networked PC
(C) on a network server
(D) on a PDA
(E) on a mainframe
Ans : (D)

27. An online discussion group that allows direct 'live' communication is known as–
(A) Webcrawler
(B) chat group
(C) regional service provider
(D) hyperlink
(E) e-mail
Ans : (B)

28. Which of the following is a program that uses a variety of different approaches to identify and eliminate spam ?
(A) Directory search
(B) Anti-spam program
(C) Web server
(D) Web storefront creation package
(E) Virus
Ans : (B)

29. Connection or link to other documents or Web Pages that contain related information is called–
(A) dial-up
(B) electronic commerce
(C) hyperlink
(D) e-cash
(E) domain name
Ans : (C)

30. Which of the following is a programming language for creating special programs like
applets ?
(A) Java
(B) cable
(C) domain name
(D) Net
(E) COBOL
Ans : (A)

31. The system unit–
(A) coordinates input and output devices
(B) is the container that houses electronic components
(C) is a combination of hardware and software
(D) controls and manipulates data
(E) does the arithmetic operations
Ans : (C)

32. System software–
(A) allows the user to diagnose and troubleshoot the device
(B) is a programming language
(C) is part of a productivity suit
(D) is an optional form of software
(E) helps the computer manage internal resources
Ans : (E)

33. Computer and communication technologies, such as communication links to the Internet that provide help and understanding to the end user is known as–
(A) presentation file
(B) information technology
(C) program
(D) worksheet file
(E) FTP
Ans : (B)

34. Which of the following is contained on chips connected to the system board and is a holding area for data instructions and information ? (processed data waiting to be output to secondary storage)
(A) program
(B) mouse
(C) Internet
(D) memory
(E) modem
Ans : (D)

35. Microsoft's Messenger allows users to–
(A) to bypass a browser to surf the Web
(B) create a blog
(C) communicate via direct live communication
(D) identify and eliminate spam
(E) make graphic presentations
Ans : (C)

36. Portable computer, also known as laptop computer, weighing between 4 and 10 pounds is called–
(A) general-purpose application
(B) Internet
(C) scanner
(D) printer
(E) notebook computer
Ans : (E)

37. The main circuit-board of the system unit is the–
(A) computer program
(B) control unit
(C) motherboard
(D) RAM
(E) None of these
Ans : (C)

38. Which of the following is billionth of a second ?
(A) Gigabyte
(B) Terabyte
(C) Nanosecond
(D) Microsecond
(E) Terasecond
Ans : (C)

39. Online Marketing is the function of which of the following ?
(A) Purchase Section
(B) Production Department
(C) I.T. Department
(D) Designs Section
(E) A collective function of all staff
Ans : (E)

40. Customisation is useful for–
(A) Designing customer specific products
(B) Call centers
(C) Publicity
(D) Motivating the staff
(E) Cold calls
Ans : (A)

41. The key challenge to market driven strategy is–
(A) Selling maximum products
(B) Employing maximum DSAs
(C) Delivering superior value to customers
(D) Being rigid to changes
(E) Adopting short term vision
Ans : (C)

42. Effective Selling skills depends on–
(A) Size of the sales teams
(B) Age of the sales teams
(C) Peerstrength
(D) Knowledge level of the sales team
(E) Educational level of the sales team
Ans : (C)

43. Generation of sales leads can be improved by–
(A) Being very talkative
(B) Increasing personal and professional contacts
(C) Being passive
(D) Engaging Recovery Agents
(E) Product designs
Ans : (B)

44. A Market Plan is–
(A) Performance Appraisal of marketing staff
(B) Company Prospectus
(C) Documented marketing strategies
(D) Business targets
(E) Call centre
Ans : (C)

45. Marketing channels mean–
(A) Delivery objects
(B) Sales targets
(C) Delivery outlets
(D) Delivery boys
(E) Sales teams
Ans : (C)

46. Social Marketing means–
(A) Share market prices
(B) Marketing by the entire society
(C) Internet Marketing
(D) Marketing for a social cause
(E) Society bye-laws
Ans : (D)

47. Service Marketing is the same as–
(A) Internet Marketing
(8) Telemarketing
(C) Internal Marketing
(D) Relationship Marketing
(E) Transaction Marketing
Ans : (D)

48. Market driven strategies include–
(A) Identifying problems
(8) Planning marketing tactics of peers
(C) Positioning the Organisation and its brands in the market place
(D) Internal marketing
(E) Selling old products
Ans : (C)

49. Innovation in marketing is same as–
(A) Motivation
(8) Perspiration
(C) Aspiration
(D) Creativity
(E) Teamwork
Ans : (D)

50. Personal Loans can be canvassed among–
(A) Salaried persons
(8) Pensioners
(C) Foreign Nationals
(D) NRI customers
(E) Non-customers
Ans : (A)